Wealth Advisor
Joel Ward CFP®, CIMA®

About this Advisor

In thirty years plus experience in working with clients, I have found that clients want:

• Integrity in their advisor
• Goal planning & achievement
• Asset growth
• Minimum taxes
• No negative surprises
• To pass it on to family

I have been able to and can deliver these through open and honest business relationships.
Clients are unique and want personalized service in planning and portfolio construction.

After years of experience in the wealth planning and retirement planning arena, I recently moved to the business structure of an independent advisor to serve my clients in a more holistic manner. Serving clients as a Registered Investment Advisor (RIA) allows me to use an open architecture platform and universal access to the unique client needs.

My professional concentration is working with clients and advisors in comprehensive market needs both for the individual, the corporate executive, and the non-profit organization.

Being a Houston native and after graduation from Stephen F. Austin State University, with a double major in Economics and Business Administration, I received an officer’s commission in to the US Air Force during the Viet Nam War.

I entered the financial services industry, joining Investors Diversified Services as a registered representative in Houston. My company was acquired by the American Express company and rebranded, American Express Financial Advisors, Inc. During this time, I advanced my education as a CERTIFIED FINANCIAL PLANNERTM (CFP) continuing to advance my knowledge in the planning areas to assist high net worth clients.

Later I joined Merrill Lynch in Houston as a Consultant to over 500 brokers in the area of separate managed accounts for high net worth investors, institutions and non-profit organizations. In continuing my education, I studied and was awarded the highly respected Certified Investment Management Analyst (CIMA®) from The Wharton School of Business. While at Merrill, I worked with many of the firm’s largest clients in developing asset allocation strategies, incorporating active and passive strategies in managing risk.

The market conditions have become so complex and unpredictable, that it is incumbent upon individuals and foundations to seek out professional guidance. Let my experience be your guide in these difficult times.