Not necessarily.

The need for a trust depends on your family situation, assets, estate-planning goals, beneficiary needs, privacy considerations, incapacity planning, and other factors—not simply your net worth.

A will and a trust serve different purposes and may work together as part of an estate plan.

A will generally provides instructions for what happens after your death. Certain trusts can provide additional control over how assets are managed and distributed during your lifetime or after your death.

Your estate-planning attorney can determine what legal documents are appropriate for your situation.

A corporate trustee may be worth considering when a trust is complex, significant assets are involved, impartiality is important, or professional administration and continuity are desired.

The appropriate choice depends on the terms of the trust and your family's circumstances.

Your financial advisor can help identify financial circumstances where trust planning may be worth discussing.

Because trusts involve legal decisions, we work with your estate-planning attorney to determine the appropriate structure.

Potentially.

A properly structured trust can establish provisions governing how and when beneficiaries receive assets, subject to the terms of the trust and applicable law.

Depending on the type and terms of the trust, it may provide a structure for managing and distributing assets for beneficiaries.

Your estate-planning attorney should determine the legal structure that best fits your goals.

Certain trusts may allow assets to pass outside of probate when properly structured and funded.

Whether a trust is appropriate depends on your individual estate plan and should be discussed with your attorney.

Proper estate and incapacity planning can establish who is authorized to manage financial assets if you become unable to do so yourself.

Your financial advisor, attorney, and trustee can work together to help ensure your investment strategy is consistent with your estate plan.

Yes.

Your estate plan should reflect your current family situation, assets, beneficiaries, financial goals, and wishes.

It can be valuable to review your trust and other estate-planning documents periodically and after major life events.

Yes.

With your permission, SeaCrest can coordinate with your estate-planning attorney, CPA, trustee, and other professional advisors.

This can help connect investment management with the broader goals of your estate and trust plan.