Senior Wealth Architect
Stephen Tu
Background & Experience
With over 17 years of distinguished experience at the world’s most prestigious financial institutions—Wells Fargo, Wachovia, Morgan Stanley, and Merrill Lynch—Stephen Tu brings a proven track record of delivering exceptional outcomes for both institutional and high-net-worth clients. Drawing on his extensive expertise, Stephen crafts bespoke financial strategies designed to help clients achieve their most ambitious goals.
At Morgan Stanley, Stephen held the distinction of being the firm’s top Corporate Reinvestment Partner, leading a team that managed retirement and equity plans for major corporations including Google, Microsoft, Boeing, Chevron, Broadcom, HP, and Visa. His strategic expertise played a pivotal role in guiding companies such as Visa, Facebook, and Tableau through successful IPOs.
Following this, he joined Merrill Lynch in 2013 to lead the Corporate Reinvestment Team, where his sharp acumen earned him recognition as a Forbes Top Next‑Generation Advisor in 2018.
Stephen’s current and former clientele encompasses influential leaders—from politicians and Fortune 500 CEOs to corporate executives, dentists, lawyers, retirees, small business owners, doctors, and engineers—whom he advises on complex wealth management needs.
His areas of specialization include:
- Aggressive, tech‑focused investment strategies
- Private equity and alternative investments
- Variable annuities and life insurance
- Sophisticated retirement, estate, and tax planning
- College funding and defined benefit pension plans
- Tailored mortgage lending strategies, securities based lending and custom portfolio construction
At Seacrest, Stephen remains dedicated to delivering innovative, goal-driven solutions. Leveraging deep industry insight and experience, he guides clients through retirement planning, estate coordination, complex financing, and diversified investment vehicles, ensuring every financial strategy aligns with their long‑term vision.